Your Guide to Find Cheap Online Therapy in 2023

In today's digital age, more people are turning to online therapy to find guidance. If you're looking to prioritize your mental well-being without breaking the bank, you're in the right place.
a woman sitting at a table talking to her online therapist

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In today’s digital age, more people are turning to cheap online therapy to find solace and guidance.

The beauty of the internet is that it offers affordable and convenient solutions for those seeking mental health support.

In 2023, the trend continues to grow, making online therapy not only a popular choice but a budget-friendly one too.

If you’re looking to prioritize your mental well-being without breaking the bank, you’re in the right place.

Start on Your Search for Cheap Online Therapy

1. Therapist Credentials and Quality

Finding the right therapist online doesn’t mean compromising on quality.

It’s crucial to ensure that your chosen therapist is licensed and certified to practice.

You wouldn’t want to entrust your mental health to just anyone, would you?

Alongside checking credentials, it’s wise to read through reviews and client testimonials.

This gives you a glimpse into others’ experiences and helps you make an informed decision.


2. Navigating Insurance and Payment Options

While some may think online therapy is costly, there are various payment options available.

Many platforms accept insurance, so check if yours covers online therapy sessions.

If you’re without insurance or if it doesn’t cover the full cost, look for therapists who offer sliding scale fees, discounts, or package deals. 

There are ways to get the help you need without causing financial stress.


3. Exploring Platform Features

The virtual nature of online therapy means the experience can vary significantly from one platform to the next.

Some offer text-based chats for those who prefer typing out their feelings, while others focus on video calls for a more face-to-face approach.

There are even hybrid options. Beyond the mode of communication, check for additional resources that could aid your journey.

Look out for platforms offering worksheets, mood trackers, and insightful articles to enhance your therapy sessions.

Try Cheap Online Therapy With Better Help

Indepth Comparison of the Costs, Financial Aid, Insurance Accepted

Therapy Platform Therapy Format Cost Accepts Insurance Financial Aid?
BetterHelp Video, audio, chat $240–$360 per month No Yes
7 Cups Video $150 per month No No
Brightside Video $299–$349 per month Yes No
Calmerry Video and chat $228–$360 per month No No
Monument Video and chat $0 to $249 per month Yes No Video, audio, chat $200 to $440 per month No No
Sesame Video Depends on rate set by provider No No
Talkspace Video, audio, chat $276 to $436 per month for therapy plans. $299 for first consultation and $175 per follow-up for psychiatric care plan Yes No
ZocDoc Video Prices differ depending on provider experience. Yes No
cheap online therapy options woman browsing options for low cost therapy

Comparing Cheap Online Therapy Platforms

The digital therapy landscape is vast, and with so many platforms vying for attention, how do you decide which is best for you? Let’s dive into a few of the top contenders in 2023.


  • Pricing: BetterHelp provides weekly billing, with options to change or cancel your plan anytime. They strive to make therapy accessible to everyone.
  • Specializations: Their vast network of therapists ensures that whether you’re facing relationship troubles, anxiety, depression, or other challenges, there’s a specialist for you.
  • User Feedback: BetterHelp boasts positive reviews, with many users highlighting the platform’s flexibility and the expertise of its therapists.

Better Help Offers Financial Aid

Compared to traditional face-to-face therapy, which can run between $100-150 per session, BetterHelp provides a more cost-effective solution. 

In many cases, it’s even more affordable than typical insurance co-pays. Investing in your mental well-being is paramount, and BetterHelp ensures you get premium services without the hefty price tag. 

The platform boasts features like a digital journal, educational group access, 24/7 messaging, and live chat, phone, and video sessions. 

Plus, they offer convenient monthly billing so remember, if you ever feel it’s not the right fit, you can easily cancel your BetterHelp subscription anytime.


  • Pricing: Talkspace offers a range of packages, suitable for different budgets. They have monthly, quarterly, and annual plans which can be more cost-effective in the long run.
  • Specializations: From individual therapy and couples counseling to tackling issues like depression and anxiety, Talkspace has a wide array of specialists.
  • User Feedback: Many users appreciate the platform’s user-friendly interface and the quality of therapists. The average rating is often high, indicating overall satisfaction.

Talkspace No Longer Offers Financial Aid

Per a statement on their website, Talkspace is no longer offering financial aid to new members. However, they say that you can contact them if you were previously a member and recieved financial aid. In that case you may be approved. 

7 Cups

  • Pricing: Unique to 7 Cups is its free peer-support option. For professional counseling, they have affordable monthly plans.
  • Specializations: While they offer professional therapists for common mental health issues, they’re also known for their community-driven support chats.
  • User Feedback: 7 Cups receives praise for its community aspect and the comfort of anonymous chats, though some prefer the deeper dives provided by licensed professionals on other platforms.

7 Cups Does Not Offer Financial Aid 

7 Cups does not offer financial aid, but they do have a platform that provides free access to emotional support from peers and volunteers.

Understanding Financial Aid for Online Therapy

Financial aid for online therapy refers to financial support or discounts offered to clients to make therapy sessions more affordable.

This aid can come in various forms. Some platforms or therapists might provide a sliding scale fee, where the cost of therapy is adjusted based on the client’s income.

Others may offer special discounts, packages, or reduced rates for certain groups, such as students or veterans.

Some platforms partner with non-profit organizations or grant programs that cover a portion or the entirety of the therapy costs for those in need.

The aim is to ensure that financial constraints don’t become a barrier for individuals seeking mental health support, making therapy accessible to a wider audience.

PlatformCostInsurance & Aid
BetterHelpVideo, audio, chat
No Insurance
*Offers Aid*
Accepts Insurance
No Aid
CalmerryVideo, chat
No Insurance
No Aid
MonumentVideo, chat
Accepts Insurance
No Aid
Online-Therapy.comVideo, audio, chat
No Insurance
No Aid
Varies by provider
No Insurance
No Aid
7 CupsVideo
No Insurance
No Aid
TalkspaceVideo, audio, chat
$299 initial, $175 follow-up for psych
Accepts Insurance
No Aid
Varies by provider
Accepts Insurance
No Aid

Additional Tips for Affordable Online Mental Health Support

As we navigate the realm of online therapy, it’s essential to be aware of various ways to make mental health care more accessible without stretching your wallet. 

Here are some savvy tips to help you get the most from your online therapy experience:

1. Consider Group Therapy or Online Support Groups

Not only can group therapy be a comforting space to share experiences and feelings, but it’s often more affordable than one-on-one sessions. 

Various platforms offer group sessions or community forums where members support and uplift each other.

2. Leverage Free Initial Consultations or Trial Periods

Many online therapy platforms offer free consultations or trial periods to new users. 

This gives you a chance to gauge the platform and therapist fit before committing financially. It’s a smart way to explore multiple options without spending a dime.

3. Look for Non-Profit or Community-Based Programs

Several non-profit organizations and community initiatives are dedicated to providing mental health support at reduced fees or even free of charge. 

These groups understand the importance of mental well-being and work to make it accessible to all, regardless of financial constraints.

Is Online Therapy Really Going to Help Me?

Navigating the world of mental health can be daunting, especially with the advent of online therapy options.

Many individuals wonder, “Is online therapy really going to help me?” The answer largely depends on individual needs and preferences.

For many, online therapy offers a convenient, flexible, and accessible means to address mental health challenges.

It can be especially beneficial for those who may not have easy access to traditional therapy options due to location, mobility issues, or a busy schedule.

Multiple studies have shown that online therapy can be just as effective as face-to-face sessions for a variety of conditions, including anxiety and depression.

However, like all therapeutic approaches, its effectiveness hinges on the quality of the therapist-client relationship, the dedication to the process, and finding the right fit.

It’s essential to research platforms and therapists to ensure they align with your needs.

If in doubt, many platforms offer trial sessions or initial consultations to help you gauge if it’s the right path for you.

The Future of Affordable Mental Health

As we’ve navigated options for cheap online therapy in 2023, it’s evident that this digital revolution offers incredible benefits.

From the convenience of connecting with qualified therapists from the comfort of one’s home to the array of budget-friendly options available, online therapy has made mental well-being accessible to many.

Beyond affordability, it promises flexibility, a diverse range of specialized services, and a means to bridge the gap for those in remote or underserved locations.

Now more than ever, it’s crucial to prioritize our mental health. With such an abundance of resources at our fingertips, there’s no better time to take that leap.

Explore the online therapy realm, find the right fit for you, and embark on a journey towards a healthier, brighter future.

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